Dear Friends,

I am pleased to advise that we will be opening H2Ocean Limited (which we will refer to herein as the "Company" or "H2Ocean") to an excluded class of investors as an unlisted public company.

We have established H2Ocean as a unique investment company to invest in a diversified portfolio of early and growth stage investments in financial technology and related companies (which we refer to collectively as "Fintech Ventures"). We consider H2Ocean is a unique and important vehicle - a new approach to venture capital in Australia - and we are delighted that we are able to invite certain professional of sophisticated (as contemplated by section 708 of the Corporations Act) investors to join us as shareholders in the Company.

We are excited to be able to invite you to join us as we establish H2Ocean and to become an investor in venture capital and in the fintech sector, and we look forward to welcoming you as a shareholder and a member of the H2 Community.

Please follow the instructions below in order to express your interest in becoming a shareholder in H2Ocean.

Yours faithfully,

Ben & Toby Heap

EXPRESS YOUR INTEREST IN H2OCEAN

If you would like to express your interest in becoming a shareholder in H2Ocean and receive the IM, please follow the link below.